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Aditya Birla Sun Life Retirement Fund - The 30s Plan
Fund Overview
| AUM (Fund size) | ₹427 Cr |
| Exit load | 0% |
| Lock-in Period | 5 Years |
| Age | 6 yrs 9 m since Feb 19, 2019 |
| Benchmark | NIFTY 500 TRI |
| Min. investment | SIP: ₹3000 & Lumpsum: ₹10000 |
| Expense ratio | 2.41% as on Oct 31, 2025 |
| Plan type | Regular |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 30s Plan | 1.07% | 8.11% | 11.27% | 15.82% | 13.74% | N.A. |
| ICICI Prudential Retirement Fund - Pure Equity Plan | 1.6% | 11.58% | 17.22% | 25.24% | 26.24% | 13.11% |
| HDFC Retirement Savings Fund - Equity Plan | 0.78% | 4.34% | 8.31% | 18.83% | 22.54% | 17.98% |
| Nippon India Retirement Fund - Wealth Creation Scheme | -0.12% | 4.23% | 5.38% | 17.48% | 18.8% | 11.38% |
| Tata Retirement Savings Progressive | 0.08% | 3.63% | 5.61% | 16.25% | 14.8% | 13.42% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 30s Plan | 13.19 | 0.95 | 0.66 | 0.98 |
| ICICI Prudential Retirement Fund - Pure Equity Plan | 14.71 | 1.07 | 1.13 | 1.7 |
| HDFC Retirement Savings Fund - Equity Plan | 10.92 | 0.81 | 1.06 | 1.55 |
| Nippon India Retirement Fund - Wealth Creation Scheme | 13.1 | 0.97 | 0.82 | 1.13 |
| Tata Retirement Savings Progressive | 13.38 | 0.94 | 0.67 | 0.87 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 30s Plan | 427 Cr | 6 yrs 9 m | 2.41% |
| ICICI Prudential Retirement Fund - Pure Equity Plan | 1,516 Cr | 6 yrs 9 m | 2.05% |
| HDFC Retirement Savings Fund - Equity Plan | 6,969 Cr | 9 yrs 9 m | 1.76% |
| Nippon India Retirement Fund - Wealth Creation Scheme | 3,258 Cr | 10 yrs 10 m | 1.93% |
| Tata Retirement Savings Progressive | 2,117 Cr | 14 yrs 1 m | 1.99% |