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HDFC Credit Risk Debt Fund
Fund Overview
| AUM (Fund size) | ₹7,029 Cr |
| Exit load | 1.0% |
| Lock-in Period | Nil |
| Age | 11 yrs 8 m since Mar 06, 2014 |
| Benchmark | NIFTY Credit Risk Bond Index B-II |
| Min. investment | SIP: ₹3000 & Lumpsum: ₹10000 |
| Expense ratio | 1.6% as on Oct 31, 2025 |
| Plan type | Regular |
| Risk | High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund | 0.45% | 3.15% | 8.07% | 7.65% | 6.76% | 7.61% |
| Bank of India Credit Risk Fund | 0.43% | 2.96% | 6.34% | 6.01% | 25.9% | 1.59% |
| Baroda BNP Paribas Credit Risk Fund | 0.42% | 3.2% | 8.21% | 7.88% | 9.44% | 7.67% |
| SBI Credit Risk Fund | 0.51% | 3.17% | 8.2% | 8.15% | 6.72% | 7.32% |
| Aditya Birla Sun Life Credit Risk Fund | 0.72% | 4.45% | 13.66% | 10.78% | 9.19% | 8.19% |
| ICICI Prudential Credit Risk Fund | 0.7% | 4.31% | 9.5% | 8.41% | 7.3% | 7.85% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| HDFC Credit Risk Debt Fund | 0.88 | 2.22 | 1.35 | 2.42 |
| Bank of India Credit Risk Fund | 0.77 | 0.61 | -0.46 | -1.49 |
| Baroda BNP Paribas Credit Risk Fund | 0.70 | 1.61 | 2.05 | 4.34 |
| SBI Credit Risk Fund | 1.20 | 1.99 | 1.35 | 3.87 |
| Aditya Birla Sun Life Credit Risk Fund | 2.47 | 1.91 | 1.63 | 6.33 |
| ICICI Prudential Credit Risk Fund | 0.95 | 2.28 | 1.91 | 4.85 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| HDFC Credit Risk Debt Fund | 7,029 Cr | 11 yrs 8 m | 1.6% |
| Bank of India Credit Risk Fund | 106 Cr | 10 yrs 9 m | 1.52% |
| Baroda BNP Paribas Credit Risk Fund | 199 Cr | 10 yrs 10 m | 1.61% |
| SBI Credit Risk Fund | 2,190 Cr | 21 yrs 4 m | 1.5% |
| Aditya Birla Sun Life Credit Risk Fund | 1,073 Cr | 10 yrs 7 m | 1.67% |
| ICICI Prudential Credit Risk Fund | 5,916 Cr | 15 yrs | 1.4% |