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Kotak Banking and PSU Debt Fund
Fund Overview
| AUM (Fund size) | ₹5,747 Cr |
| Exit load | 0% |
| Lock-in Period | Nil |
| Age | 26 yrs 11 m since Dec 11, 1998 |
| Benchmark | CRISIL Banking and PSU Debt A-II |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Expense ratio | 0.75% as on Oct 31, 2025 |
| Plan type | Regular |
| Risk | Moderate |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt Fund | 0.66% | 2.4% | 8.11% | 7.53% | 6.05% | 7.43% |
| ICICI Prudential Banking & PSU Debt Fund | 0.57% | 2.55% | 7.97% | 7.61% | 6.27% | 7.44% |
| Axis Banking & PSU Debt Fund | 0.45% | 2.46% | 7.96% | 7.26% | 5.75% | 7.22% |
| Bandhan Banking and PSU Fund | 0.38% | 2.29% | 7.5% | 7.24% | 5.68% | 7.15% |
| Sundaram Banking & PSU Fund | 0.39% | 2.42% | 8.0% | 7.54% | 5.65% | 6.65% |
| Aditya Birla Sun Life Banking & PSU Debt Fund | 0.43% | 2.11% | 7.84% | 7.49% | 5.91% | 7.47% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| Kotak Banking and PSU Debt Fund | 1.17 | 2.85 | 0.91 | 1.47 |
| ICICI Prudential Banking & PSU Debt Fund | 0.87 | 1.96 | 1.26 | 1.87 |
| Axis Banking & PSU Debt Fund | 0.99 | 2.58 | 0.88 | 1.49 |
| Bandhan Banking and PSU Fund | 0.92 | 2.56 | 0.87 | 1.41 |
| Sundaram Banking & PSU Fund | 1.08 | 2.86 | 1.06 | 1.89 |
| Aditya Birla Sun Life Banking & PSU Debt Fund | 1.13 | 2.74 | 0.93 | 1.37 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| Kotak Banking and PSU Debt Fund | 5,747 Cr | 26 yrs 11 m | 0.75% |
| ICICI Prudential Banking & PSU Debt Fund | 9,764 Cr | 15 yrs 10 m | 0.73% |
| Axis Banking & PSU Debt Fund | 13,417 Cr | 13 yrs 5 m | 0.62% |
| Bandhan Banking and PSU Fund | 12,963 Cr | 12 yrs 8 m | 0.66% |
| Sundaram Banking & PSU Fund | 404 Cr | 20 yrs 11 m | 0.41% |
| Aditya Birla Sun Life Banking & PSU Debt Fund | 9,241 Cr | 17 yrs 7 m | 0.73% |