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Kotak Credit Risk Fund
Fund Overview
| AUM (Fund size) | ₹725 Cr |
| Exit load | 1.0% |
| Lock-in Period | Nil |
| Age | 15 yrs 7 m since Apr 12, 2010 |
| Benchmark | CRISIL Credit Risk Debt B-II Index |
| Min. investment | SIP: ₹3000 & Lumpsum: ₹10000 |
| Expense ratio | 1.71% as on Oct 31, 2025 |
| Plan type | Regular |
| Risk | Moderately High |
| Tax on your gains | Profits are added to your income and taxed as per your slab rate |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| Kotak Credit Risk Fund | 0.41% | 3.78% | 9.21% | 7.64% | 5.83% | 6.79% |
| Bank of India Credit Risk Fund | 0.42% | 3.01% | 6.4% | 6.03% | 25.9% | 1.59% |
| Baroda BNP Paribas Credit Risk Fund | 0.46% | 3.24% | 8.35% | 7.93% | 9.45% | 7.68% |
| SBI Credit Risk Fund | 0.53% | 3.27% | 8.34% | 8.18% | 6.73% | 7.33% |
| Aditya Birla Sun Life Credit Risk Fund | 0.69% | 4.42% | 13.86% | 10.81% | 9.19% | 8.19% |
| ICICI Prudential Credit Risk Fund | 0.76% | 4.32% | 9.63% | 8.48% | 7.32% | 7.85% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| Kotak Credit Risk Fund | 1.35 | 2.31 | 0.80 | 1.25 |
| Bank of India Credit Risk Fund | 0.77 | 0.61 | -0.46 | -1.49 |
| Baroda BNP Paribas Credit Risk Fund | 0.70 | 1.61 | 2.05 | 4.34 |
| SBI Credit Risk Fund | 1.20 | 1.99 | 1.35 | 3.87 |
| Aditya Birla Sun Life Credit Risk Fund | 2.47 | 1.91 | 1.63 | 6.33 |
| ICICI Prudential Credit Risk Fund | 0.95 | 2.28 | 1.91 | 4.85 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| Kotak Credit Risk Fund | 725 Cr | 15 yrs 7 m | 1.71% |
| Bank of India Credit Risk Fund | 106 Cr | 10 yrs 9 m | 1.52% |
| Baroda BNP Paribas Credit Risk Fund | 199 Cr | 10 yrs 10 m | 1.61% |
| SBI Credit Risk Fund | 2,190 Cr | 21 yrs 4 m | 1.5% |
| Aditya Birla Sun Life Credit Risk Fund | 1,073 Cr | 10 yrs 7 m | 1.67% |
| ICICI Prudential Credit Risk Fund | 5,916 Cr | 15 yrs | 1.4% |