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PGIM India Retirement Fund
Fund Overview
| Expense ratio | 0.7% as on Aug 31, 2025 |
| Exit load | 0% |
| AUM (Fund size) | ₹91 Cr |
| Lock-in Period | 5 Years |
| Age | 1 yrs 6 m since Mar 26, 2024 |
| Benchmark | BSE 500 TRI |
| Min. investment | SIP: ₹1000 & Lumpsum: ₹5000 |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| PGIM India Retirement Fund | -0.16% | 8.88% | -0.33% | N.A. | N.A. | N.A. |
| ICICI Prudential Large Cap Fund | 1.06% | 7.13% | -1.49% | 20.19% | 22.62% | 15.5% |
| Nippon India Large Cap Fund | 0.96% | 9.09% | -0.13% | 21.58% | 26.03% | 15.81% |
| Canara Robeco Large Cap Fund | 0.6% | 5.95% | -2.11% | 17.51% | 19.53% | 15.34% |
| Baroda BNP Paribas Large Cap Fund | 0.4% | 5.08% | -7.08% | 18.14% | 19.85% | 14.09% |
| Edelweiss Large Cap Fund | 1.45% | 5.78% | -4.94% | 18.08% | 20.0% | 14.28% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| PGIM India Retirement Fund | N.A. | N.A. | N.A. | N.A. |
| ICICI Prudential Large Cap Fund | 11.74 | 0.91 | 0.93 | 1.65 |
| Nippon India Large Cap Fund | 11.89 | 0.92 | 1.06 | 1.78 |
| Canara Robeco Large Cap Fund | 11.56 | 0.91 | 0.77 | 1.24 |
| Baroda BNP Paribas Large Cap Fund | 12.67 | 0.98 | 0.75 | 1.16 |
| Edelweiss Large Cap Fund | 12.17 | 0.96 | 0.76 | 1.21 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| PGIM India Retirement Fund | 91 Cr | 1 yrs 6 m | 0.7% |
| ICICI Prudential Large Cap Fund | 71,840 Cr | 12 yrs 8 m | 0.86% |
| Nippon India Large Cap Fund | 45,012 Cr | 12 yrs 8 m | 0.69% |
| Canara Robeco Large Cap Fund | 16,281 Cr | 12 yrs 8 m | 0.47% |
| Baroda BNP Paribas Large Cap Fund | 2,646 Cr | 12 yrs 8 m | 0.76% |
| Edelweiss Large Cap Fund | 1,287 Cr | 12 yrs 8 m | 0.61% |