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SBI Banking & Financial Services Fund
Fund Overview
| AUM (Fund size) | ₹9,273 Cr |
| Exit load | 0.5% |
| Lock-in Period | Nil |
| Age | 10 yrs 9 m since Feb 11, 2015 |
| Benchmark | NIFTY Financial Services TRI |
| Min. investment | SIP: ₹3000 & Lumpsum: ₹10000 |
| Expense ratio | 1.78% as on Oct 31, 2025 |
| Plan type | Regular |
| Risk | Very High |
| Short term capital gains (STCG) | Returns taxed at 20% if you redeem before 1 year |
| Long term capital gains (LTCG) | After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5% |
Peer Comparison
| Fund Name | 1M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| SBI Banking & Financial Services Fund | 1.98% | 11.62% | 22.68% | 20.22% | 18.34% | 17.34% |
| Sundaram Financial Services Opportunities Fund | 2.93% | 6.64% | 17.82% | 18.7% | 18.85% | 15.15% |
| Nippon India Banking & Financial Services Fund | 1.98% | 7.72% | 18.62% | 18.82% | 22.25% | 14.69% |
| Invesco India Financial Services Fund | 2.79% | 9.72% | 17.5% | 21.21% | 18.99% | 16.2% |
| Tata Banking and Financial Services Fund | 1.25% | 8.1% | 18.94% | 17.67% | 17.12% | 16.28% |
| Fund Name | Std. deviation | Beta | Sharpe | Sortino |
|---|---|---|---|---|
| SBI Banking & Financial Services Fund | 11.67 | 0.82 | 1.02 | 1.86 |
| Sundaram Financial Services Opportunities Fund | 13.03 | 0.92 | 0.87 | 1.65 |
| Nippon India Banking & Financial Services Fund | 11.98 | 0.86 | 0.92 | 1.75 |
| Invesco India Financial Services Fund | 12.65 | 0.84 | 1.05 | 1.66 |
| Tata Banking and Financial Services Fund | 12.79 | 0.90 | 0.83 | 2.16 |
| Fund Name | AUM | Fund Age | Expense Ratio |
|---|---|---|---|
| SBI Banking & Financial Services Fund | 9,273 Cr | 10 yrs 9 m | 1.78% |
| Sundaram Financial Services Opportunities Fund | 1,601 Cr | 17 yrs 7 m | 2.09% |
| Nippon India Banking & Financial Services Fund | 7,543 Cr | 22 yrs 6 m | 1.84% |
| Invesco India Financial Services Fund | 1,516 Cr | 17 yrs 6 m | 2.11% |
| Tata Banking and Financial Services Fund | 3,125 Cr | 9 yrs 11 m | 1.89% |